You’ve probably already ditched half the New Year resolutions you made for 2019 – and it’s only March.
So instead of making resolutions, how about reviewing your past year’s accomplishments and setting new goals to achieve this year?
Goals are more measurable, specific, and realistic, which in turn could help you stay focused and motivated.
If you’re done setting new goals, why not embark on a makeover? Here’s how to do it all without breaking the bank.
1. A health makeover
According to FMT, a 2017 AIA study revealed that many Malaysian employees were overworked, stressed, led unhealthy lifestyles, and as a result, were at high risk of health problems and mental health issues.
Malaysia also has the highest rate of diabetes in Asia.
Now is the best time to makeover your health to prevent major health issues later. It may be an uphill battle, but the good news is, there’s no need to spend thousands of ringgit to be healthier, slimmer, and happier.
· Eat the right food and watch when you eat. Check out our smart tips to help you lose weight.
· Skip the expensive gym and workout at home, or wherever you are. The average gym membership fees in Malaysia ranges between RM100 to RM350 a month (depending on the gym and fitness programme). Consider these free fitness apps and exercise equipment to improve your home workouts.
· Prefer going to the gym? We found 4 affordable pay-per-entry gyms under RM15 in Petaling Jaya and Subang Jaya.
· Need a bit more discipline? You can get a personal AI wellness coach at your fingertips with Healthify Me, a health app that will set a daily budget for you based on your fitness goal, weight, age, lifestyle, and other parameters.
2. A face and body makeover
The cheapest and easiest ways to improve your looks are to improve your nutrition (which helps boost your looks and mood), drink more water, do some exercise and get adequate rest.
Do all of these consistently, and you’ll see some positive improvements in time.
Also, who says you can’t beautify yourself on a budget?
Start by prioritising what you want the most. Is it shinier hair? Clearer skin? New wardrobe?
Next, come up with a budget for each and set a schedule for the makeover. You don’t have to do everything at once.
Go to a discount beauty store for affordable cosmetics, skincare, or hair products. You can also check out low-price stores like Daiso or Yubiso.
If you’re too busy to DIY, visit a beauty school where services are less expensive since the makeover will be done by students.
If you’re not too fussy about brands, visit Berjaya Times Square or Kenanga Wholesale City for affordable clothing. You can find cute blouses or cool shirts for as low as RM10.
3. A home makeover
Your home is your sanctuary. A messy, dirty home will give you negative feelings and energy. Start by cleaning up and decluttering your home by following the simple KonMari method:
· Let go of useless things to make room for the things that matter.
· Keep only the things that spark joy.
Next, update your home without any major renovation. Some of the non-expensive updates you can consider include:
· Adding new lighting.
· Changing door handles and drawer pulls.
· Updating your curtains or shades.
· Landscaping your garden.
· Sprucing-up a room (e.g. bedroom, bathroom, or living room) by adding decorative yet practical objects that are pleasing to the eye.
· Painting a new wall colour.
· Adding easy-to-install-and-remove wallpaper.
You can find cheap curtains, shades, home décor products, kitchenware, and other home improvement items at stores like Kaison, Daiso, Yubiso, Mr DIY, or Komonoya.
4. A lifestyle makeover
If you’ve watched Mad Men, you’d know chasing happiness through consumerism is an illusion. Want to get rid of your financial woes? Then aim to live a minimalist lifestyle.
According to lifestyle experts, minimalist living can help you solve some of your financial problems as there will be less focus on material possessions. You’ll invest in high-quality items which you’ll reuse repeatedly.
Plus, you don’t need a huge home to live a minimalist lifestyle, so this could help you save more on rental costs. Smaller places typically cost less, and you’ll also get to save more on utilities. Consider the pros and cons of minimalist living to see whether it suits you.
5. Financial makeover
If your current finances aren’t looking good, it’s time for a makeover. Check out our personal finance articles to improve your finances. Don’t forget to work on your credit score as well, since it can benefit you financially.
For example, learn how to get low-interest rates on loans and credit cards, and increase your chances of getting loan and credit card approval.
A low-interest rate for your loan or credit card would help you save more in the long run.
This article first appeared in BBazaar.my
BBazaar Malaysia (BBazaar.my) is part of BankBazaar International, the world’s leading neutral online marketplace that helps people decide on financial products such as insurance, credit cards, fixed deposits, savings accounts, mutual funds and many more.