Viral info on EPF nomination not true

epf-lawKUALA LUMPUR: The Employees Provident Fund (EPF) has refuted information which has been widely circulated on social media that savings belonging to members with beneficiaries below the age of 18, upon their death, would automatically be channelled to Amanah Raya Berhad.

In a statement issued by its Corporate Affairs Department, EPF said the information on the EPF nomination, which had gone viral, was not true.

EPF said in a death involving Muslim members, the nominees named acted only as administrators, whereby they were responsible for the distribution of the savings, which becomes an inheritance, according to the Islamic inheritance law (Faraid).

“According to the law, the nomination does not take effect if, at the time of the member’s death, the nominees are below the age of 18 because they are not eligible to act as administrators of the estate.

“However, this does not mean a member’s child, who is under 18 years of age and who is registered as a nominee, has no right over the deceased member’s savings,” it said.

According to EPF, disbursement of savings belonging to deceased members would be processed as if there were no nominees based on the distribution according to Faraid, or the Letter of Administration, which had been duly submitted to the fund.

For non-Muslims, the nominees are the absolute beneficiaries or recipients of the savings, regardless of their age, it said.

For any inquiries, the public can visit EPF’s website at or contact its Customer Management Centre at 03-89226000.