KUALA LUMPUR: The government will consider a proposal to allow those over 55 to benefit from the mySalam national health protection scheme currently open to those between 18 and 55, the Dewan Rakyat was told today.
Finance Minister Lim Guan Eng said although eligibility in the private sector is for people in this age bracket, Putrajaya would consider the proposal as mySalam is a government initiative.
The mySalam national health protection scheme aims to provide 3.69 million individuals in the B40 (bottom 40% of income earners) group and their spouses with free takaful health protection.
Lim was replying to Maria Chin Abdullah (PH-Petaling Jaya) who asked whether the government has proposed to raise the age limit for mySalam coverage as many people suffer from diseases such as Alzheimer’s after 55 years of age.
To Maria’s original question on what happens to unclaimed mySalam funds, Lim said the surplus would be returned to the mySalam scheme.
He said a trust fund had been established to manage the contributions from insurers and takaful operators.
He said the mySalam initiative was implemented in collaboration with Great Eastern Holdings, which contributed an initial fund of RM2 billion.
The scheme is offered through Great Eastern Takaful Bhd, a takaful operator registered under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia.
The scheme provides for a one-time payment of RM8,000 to eligible individuals diagnosed with any of 36 critical illnesses, including cancer and heart disease, he said.
It also provides for income replacement of RM50 per day for a maximum period of 14 days, or RM700 annually, for those receiving treatment at government hospitals.